As life expectancy improves and more of us are living into our eighties and nineties, more people need care on a long-term basis.
This is something that touches us all, whether directly or through our parents and grandparents. With complicated legislation and many financial options to consider, it is perhaps no wonder that moving into a care home or arranging at-home care can be a stressful and difficult process.
The cost of residential care can put a significant strain on a family's financial resources and only those with limited capital means (under £23,250) will qualify for financial assistance. Although some help can be obtained in the form of attendance allowance, this rarely provides a complete solution to the problem.
One option is to explore the advantages of policies that cover all or part of the cost of care. Depending on the circumstances, many of the problems of funding care fees can be solved.
We have a team of specialist and sensitive long-term care planners who can give advice to those contemplating care, those already in care and their relatives.
As experts in planning for long-term care, we can guide you through the complex legislation, let you know what the State does and does not provide, and suggest some potential solutions.